What's Covered
We provide all types of jewelry insurance, including engagement ring insurance. Watches, earrings, and even loose stones while being set - yep, we cover those too.
No matter the type of jewelry you insure, it'll be protected by our comprehensive repair or replacement coverage. Plus, your coverage includes worldwide travel.
Loss
You left your ring somewhere—on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. It’s covered.
Theft
We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.
Damage
You hit your diamond ring on the edge of a table and it cracks, or you're pulling on a sweater and a prong is bent. Accidents happen. We'll cover that.
Disappearance
Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don’t worry, that’s covered.
What's Not Covered
War & Authority
Loss or damage due to war, military action, nuclear hazard or confiscation by civil authority, like law enforcement or other government entities, is not covered.
Deterioration
Damage from inherent defects or from typical wear and tear is not covered. (Think gradual, expected deterioration like small scratches on the underside of a ring.)
Intentional Actions
Purposely damaging or losing your jewelry won't be covered. Fraud associated with voluntary parting isn't either. If you sell your jewelry and the check bounces, that's not included.
Critters
Damage from vermin, rodents or insects isn't covered. So if a moth infestation affects the heirlooms in your attic, you couldn't file a claim for that.
